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Loans & Savings Rates
LOANS APR ***** AUTO LOANS: NEW or USED (2010-2005) 4.75% ** 1-48 MONTHS 4.75% ** 49-60 MONTHS NEW VEHICLE OR USED W/VALUE OVER $30,000: 5.16% ** 61-72 MONTHS USED VEHICLE LOAN (2004 & OLDER): 6.06% ** 1-48 MONTHS "MAPS" (lease-like auto loan program): 6.01% ** SHARE SECURED LOAN 6.00% HOME EQUITY LOAN (5-year vari.) 5.00% *** HOME EQUITY LOAN (5-year Fixed) 5.25% *** (10-year Fixed) 5.50% *** (15-year Fixed) 5.75% *** (20-year Fixed) 6.00% *** 1st HOME EQUITY MORTGAGE LOAN (30-year Fixed) 6.25% *** HOME EQUITY LINE OF CREDIT Prime presently 4.00% * HOME IMPROVEMENT 11.20% * PERSONAL LOANS 8.95% * 1-60 MONTHS
9.95% * 61-120 MONTHS VACATION LOANS 11.49% * ALT. PARENT EDUCATION LOAN 10.30% * ALT. STUDENT EDUCATION LOAN 9.75% * VISA® (Introductory rate: 1.9%) 10.90% FIRST MORTGAGE RATES ARE QUOTED DAILY. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. RATES AS LOW AS INDICATED. * YOUR RATE WILL BE BASED ON YOUR CREDIT SCORE. ** YOUR RATE WILL BE BASED ON THE NUMBER OF YEARS YOUR LOAN IS FINANCED, AS WELL AS YOUR CREDIT SCORE. *** YOUR RATE WILL BE BASED ON YOUR LOAN-TO-VALUE RATIO, AS WELL AS YOUR CREDIT SCORE. **** YOUR RATE WILL BE BASED ON YOUR LOAN-TO-VALUE RATIO, THE NUMBER OF YEARS THE LOAN IS FINANCED, AS WELL AS YOUR CREDIT SCORE. ***** ANNUAL PERCENTAGE RATE. SHARE/SAVINGS APR* APY** Share/Savings Accounts 0.20% 0.20% Club Accounts 0.20% 0.20% Young-at-Heart Club 0.35% 0.35% IRAs 0.50% 0.50% MONEY MARKET ACCOUNTS ($1,000 min.; $2,000 min. to earn dividends) $2,000-$20,000 0.40% $20,001-$75,000 0.50% $75,001 + over 0.60% SHARE CERTIFICATES & ROTH IRA SHARE CERTIFICATES ($500 minimum) 3 months 0.50% 0.50% 6 months 0.65% 0.65% 1 year 0.85% 0.85% 2 years 1.15% 1.15% 3 years 1.65% 1.65% 4 years N/A N/A 5 years 2.75% 2.75% ROTH IRA DAILY ACCUMULATOR 0.50% 0.50% * Annual Percentage Rate ** Annual Percentage Yield All rates are effective as of 7/1/10 and are subject to change without notice. |
