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Hartford Healthcare Federal Credit Union is owned by its members and run by a board of directors you elect.
You can be confident that your financial privacy is a top priority of the credit union. We are required by law
to give you this privacy policy to explain how we collect, use and safeguard your personal financial information.
If you have any questions, please contact a financial services representative at (860) 547-0027, ext. 203 or 211.
We are committed to providing you with competitive products and services to meet your financial needs, which
necessitates that we share information about you to complete your transactions and provide you with certain financial
opportunities. In order to do so, we have entered into agreements with other companies that provide either services
to us or additional financial products for you to consider.
Under these arrangements, we may disclose all of the information we collect, as described below, to companies
that perform marketing or other services on our behalf or to other financial institutions with whom we have joint
marketing agreements. To protect our members' privacy, we work only with companies that agree to maintain strong
confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to
other third parties the information we provide to them.
Information We Collect and Disclose About You
We collect the following non-public personal information about you from a variety of sources and may disclose all the
information we collect to companies that perform marketing services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
- From membership and loan applications and other forms, we obtain information such as name, address, Social
Security Number, and income.
- From transactions with us or other companies that work closely with us to provide you with financial products
and services, we obtain information such as your account balances, payment history, parties to transactions and credit card usage.
- From consumer reporting agencies, we obtain information such as your creditworthiness and credit history.
- From verifications of information you provide on applications and other forms, we obtain information from current or past
employers, other financial institutions and other sources listed on the application.
We may also disclose information we collect about you under other circumstances as permitted or required by law. These
disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union,
follow your instructions as you authorize, or protect the security of our financial records.
If you terminate your membership with Hartford Healthcare Federal Credit Union, we will not share information we have collected
about you, except as permitted or required by law.
How We Protect Your Information
We restrict access to non-public personal information about you to those employees who have a specific business purpose in
utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We
maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry
practices to safeguard your non-public personal information.
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