AnyHour Loans (24/7 Approval)  Apply for a loan online any time, 24 hours a day, 7 days a week.  Whether you need a new or used car loan, personal loan, Home Equity Loan, Home Equity Line of Credit, or Visa, we can help anytime during the day or night, and weekends, too.

Home Equity and Home Improvement Loans    Now you can borrow against the equity in your house and have the tax advantages available. We offer both fixed and variable home equity loan rates. The interest rate is based on the credit union's internal cost of funds plus a small margin. Maximum term is 30 years and maximum amount is $440,000.

First Mortgages  & AnyHour Mortgage  Whether you're making your first home purchase, relocating or refinancing an existing mortgage to lower your rate, HHFCU's dedicated mortgage team is here to help you make the right financing decision. We also offer 40-Year and Interest-Only mortgages, as well as a special mortgage program for healthcare workers.   We're able to provide you with online loan application and approval 24 hours/ 7 days a week!  

Home Equity Lines of Credit    Your base rate is equal to and adjusted with prime.  Term is 20 years, with a draw period of 10 years and a repayment period of 10 years.  Loans are from $10,000 to $100,000, with an 80% maximum loan-to-value ratio.

New Vehicle Loans    HHFCU will provide up to 110% financing (based on the NADA book value) on any previously untitled or unregistered automobile purchased from a licensed dealer. The interest rate will be determined by the term chosen. The maximum term is 72 months.

Used Vehicle Loans    The same policies apply to used vehicles as to new. However, the maximum term is 48 months on vehicles over five years old.

Lifetime Auto Loans   You will only need to complete one application in your lifetime with this auto loan.  An open-end agreement, it enables you to shop as a cash buyer with pre-approved funds.

Signature Loans    Based upon such factors as income, current indebtedness and past credit experience, members may qualify for loans on their signature alone. Our personal loans are granted for almost any purpose. In some cases, a co-signor may be requested.

Share Secured Loan    Borrow against the funds in your HHFCU savings account. You will continue to receive dividends on your savings account as well as paying a lower rate on the loan. Its just like a passbook loan, and its simple and quick to do.

Cash Reserve Credit Line    Set up this overdraft protection line of credit so when you have a small cash flow problem in your share draft/checking account, your checks are not returned "NSF." Maximum line of credit is $1,000.

Lifestyle Loans   Whether you are considering elective surgery to correct dental problems, to enhance your appearance with cosmetic surgery, to improve your eyesight with Lasik procedures, or have other medical needs and expenses, this loan can help you attain the results you want.  Up to $20,000 is available for qualified borrowers.  A co-maker may be required.

VISA   Now you can travel all over the world and use your HHFCU VISA^® card. The maximum credit limit is $20,000 based on your credit worthiness. We even have a VISA program for our "Say Yes to Youth" members aged 13 to 19. For more information and an application, call HHFCU at 860-547-0027, ext. 211.  To report a lost or stolen card, call: (8am-10pm) 800-433-0505; (after hours & weekends) 800-991-4961;  (Internationally, 24/7) 727-570-4881.